Do’s of Home Insurance in Pakistan After Natural/Unnatural Disaster
You get home insurance in Pakistan to set yourself free from the anxiety of losing your sweet memorable home. Home protection in Pakistan is an absolute necessity due to a few reasons. People have lost their homes because of faced floods, earthquakes, bomb blasts, and other natural disasters. Political instability in various regions has also lead people to lose their homes. Good home insurance used in an intelligent way can wash away all your doubts with maximum benefits in hand. Here’s what you can do after your insured home has turned into ashes due to any unseen disaster:
Call The Company
The worst thing to do to yourself is delaying informing your insurance company for home insurance in Pakistan. If they are willing to pay for your loss, they want a full-fledged proof that you truly deserve it. Don’t just send them the bill to cover your expenses because most certainly will get denied. Call them immediately. Take pictures and make videos as part of the evidence. Moreover, even though we are suggesting you not clear things up on the scene, we simultaneously suggest you go through everything and salvage everything you can from what is left.
Delaying Causes Trouble
If for example, an earthquake destroyed your home, then don’t forget that there surely will be other people with the same claim of such loss for home insurance in Pakistan. So, the company might be under or over-employed to cater to every person’s needs. Therefore, you need to get your home insurance claim approved as soon as possible. After all, you and your family need a place to live in.
Additional Living Expense Coverage
Now that we are talking about needing a place to live in, your temporary stay can also be covered by the insurance company under Additional Living Expense Coverage. Now, this additional claim is very difficult and tricky to get your hands on. So, you might need to talk to your agent in the early stages to get long term accommodations. If you have fully gotten your hands on this type of additional coverage, the company will provide you with expenses like rent, eating out, communication setup at the place of your transitory remain and any extra transportation cost. In other words, any cost that has occurred because of the claim will be covered by the company. Therefore, be sure that you are not missing out on something that you deserve. It is because it is your duty to claim it not the company’s duty to provide it without you claiming it.
Write Down What You Lost
Now, this a handy tip if you are claiming house insurance in Pakistan. You might need to write down every potential loss of every item in your house. This will include everything from the air conditioner to a watch. You also might want to price everything you lost. Other than that, if you have bought something over the sale, remember to mention that too. This is because at the time of claim it is not predictable whether or not the product is still on sale. Moreover, specify the condition the commodity was in. Now, during all this process you might need the help of your insurance representative on how it works best. It is also highly recommended that you find receipts of any item that you can find.
Now, these are some of the many steps that you can practice when claiming your life insurance. This will not only get maximum benefits but also speeds up the possible with as minimum hurdles as possible. Comment below if you liked our suggestions on home insurance in Pakistan.