Terms and Conditions

These are the terms and conditions of use for Insured.pk. We suggest you go through our terms and conditions prior to being active on our webpages. By using our website, it is believed that you have agreed to all terms and conditions of Insured.pk beforehand.

Moreover, other than agreeing to these terms and conditions by navigating through the website we will notify you to further reassure your acceptance and compliance to these Terms and Conditions by clicking to check a box, particularly upon accessing or using particular functions available on the site.

Limited License

The content on the Site, including without limitation, the materials, information, text, software, code, scripts, graphics, photos, sounds, music, videos, interactive features and the like, as well as the trademarks, service marks, and logos are owned by or licensed to Insured.pk unless expressly disclaimed and are subject to copyright, trademark and other intellectual property rights under the law.

Insured.pk allows you to view, display and access the content for personal use only. This right by Insured.pk is limited by time and scope. Neither this grant is transferable nor exclusive. We may or may not terminate or limit a part or whole of the grant at any point of time without prior notice. This grant may depend on your uninterrupted usage of the site.

You are only allowed to download our content under such stated forms.

You are not allowed to modify the content on our website, or publically reproduce, copy or distribute for any commercial or public use.

You inevitably agree to abide by the updated terms of conditions at all points of time without notices from Insured.pk. Insured.pk is protected by worldwide copyright laws. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the Content. Except as expressly provided herein, Insured.pk does not grant any express or implied right to you in or to any Content and in no way do these Terms of Use convey any rights in or to any patents, trademarks, copyrights or trade secrets.

Permission and Restrictions

Insured.pk grants you permission to use and access the content on our website under the complete compliance with Terms and Conditions given that:

You will not distribute any part associated with this site without the prior consent of Insured.pk in written form only.

You will not modify or alter any part of our website which is currently named Insured.pk

No commercial use will be authorized strictly without written agreement and permission from Insured.pk

Use of information for subscription selling purpose is prohibited

Use of information for sale of advertisement to third parties is prohibited

Commercial use does not imply uploading of original content or picture which is authorized by Insured.pk prior.

To introduce offline readers, robots or any kind of spiders are not allowed. devices that access the Site in a disruptive manner, send more request messages to the Site’s servers in a given period of time than a human can reasonably produce in the same period of time using a conventional on-line web browser for the purpose of displaying the site contents on any other website.

You are bound to comply with local, national and international laws of privacy regarding terms and conditions.

Insured.pk has the rightful act to discontinue any site condition or aspect at any point of time without prior notice.

Third-Party Websites

Insured.pk may provide you links or access to other related or non-related websites for your own use. If you click on that website, you leave Insured.pk and are directed to the website. You would have to follow the terms and conditions of that website once you leave insured.pk. Clicking on third party websites is done solely at your own choice and risk. You are solely responsible to protect yourself from third party websites’ viruses and fraud. Insured.pk is not responsible and does not endorse any kind of content, products or services provided on third party websites. Links to third party website does not imply Insured.pk is affiliated with them or endorses them in any way. Insured.pk is not legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through such websites, or that any linked website is authorized to use any trademark, trade name, logo or copyright symbol of insured.pk.

Information Provided By You

We do not want you to send information that is confidential to Insured.pk. Only send information when explicitly or implicitly indicated by Indured.pk functionality. Please refer to the privacy policy for a complete understanding of this matter.

Do not send business ideas, inventions, and proposals through the site. You agree that any material or information that has been provided by you or any person acting on your behalf provided to Insured.pk is not considered to be confidential or propriety, except that it is nonpublic personal information.

Sending nonpublic information to Insured.pk, you provide us an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use, publish, publicly perform, reproduce, display, sublicense and transmit such content and information in any medium and in any form.

You agree not to post offensive content or content that is not followed under community guidelines. You cannot post content to Insured.pk that is defamatory, threatening, unlawful, harmful or obscene that infringes the intellectual right of any other individual.

Limitation of Damages

In no scenario or event, Insured.pk, its employees, writers, owners, officers or any other subsidiaries are liable to any individual for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on any information handling system) that may be related to any kind of use, or the inability to use any aspect of the site which also includes the content and working of the site which may also include other linked websites, even if Insured.pk explicitly or implicitly has advised of the possibility of such damages.


Insured.pk has the sole right to change modify or remove anything from the terms and conditions at any time without prior notice. You will have a notice of such changes when they are posted online on the website. Your continuation in the use of the website implies that you have agreed to the new terms and conditions. If you do not agree to the new terms and conditions, simply don’t proceed to the website anymore. Insured.pk may terminate, change, suspend or discontinue any aspect of the Site, including the availability of any features of the Site, at any time and without notice or liability. ERIE may also impose limits on certain features and services or restrict your access to all or part of the Site without notice or liability.

Location of Use and Choice of Law

Insured.pk is controlled, operated and administered from its offices within Pakistan. Insured.pk does not represent that this site or any content on this site is valid, appropriate or available for use at other locations outside Pakistan. Access from them from territories where their content is illegal is prohibited, the site does not intend and may not use to provide information or content regarding insurance policies, products in any country where Insured.pk is not licensed to operate.

Relation to Other Agreements or Policies

These terms and conditions, is hereby incorporated by reference, constitute the entire agreement between you and Insured.pk with respect to your use of this site and its content.


If due to any reason these terms and conditions are unable to be enforceable, that provision will be enforced to the maximum extent permissible so as to affect the terms and conditions, and the remainder of the terms and conditions will continue in full force and effect.